There no pacific mathematics formula for pick a equity mutual fund. There is a formula or strategy for pick a fund. Long past experience, between 15 to 20 yrs Experience.
Before Pick a Equity Or Debt Mutual Fund, Must Be Define your Asset Allocation.
There is One & Only Formula to Generate Return Or High Return from investments.
When Your Investments in a Equity Mutual Funds Diversification is a Good Idea. But Over Diversification
is also a risk.
You Are unable to do Hold Your Asset Allocation & Restructuring.
So beware of over Diversification...................................
When You Are Reading This Artical some of reader have a question in his mind.
Why We Go For Equity Mutual Funds? Where Banks Gives Us 10.5% to 11% P.A
Why We Do Such Planning Like Asset Allocation , Diversification & Financial Planning.
Where is Real estate Gives best return in a Short & long also.
Answer is Here........................
From last since 2008 our country normal inflation is close to 9 to 10%.
Where bank is gives you 10% plus inflation is eaten 9 to 10% also.
Than whats your future plan & your requirement for life.
These all Conclusion Apart From Taxation.
If you are in a highest tax bracket (30%). That also eaten your investments.
Next answer is Real Estate.
How To Justify Real Estate As a Asset Class. Real Estate as a asset class is one of the big problem is liquidate Asset. When You buy a Piece of plot Or Residential flat there is a big problem is that, there will
be some liability also come to you. Which is by State & Central Govt Of India.
Its Mean you will Spend Time For This. In your absence some body had occupied. Now what the value of Real Estate Asset.
There is last and big problem with Real Estate as a Asset Class. There no regulatory board appoint by
Govt to control this.
Where Bhubaneswar Price is 10 to 12 times higher than Bangalore Price. Basically there in no ethically
price of a any Real Estate.
Next Time Not Forget To Read "Asset Allocation Strategy".
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